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ReviewMyMortgage Smart Program Index

Search by the problem you are trying to solve.

Explore consumer-facing mortgage programs, assistance options, and specialty paths. The index helps you ask better questions—it does not promise approval.

How to use the index

Filter by state, goal, or situation. Open a program to see why it may help and what still needs lender, agency, property, and documentation review.

Browse by program family

Start broad, then narrow the fit.

232 possible program records

Results are informational and may include lender- or location-specific requirements.

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Flexible income

A&D Mortgage DSCR Purchase Loan

Investor purchase financing qualified from the subject property's rental cash flow rather than traditional borrower income or employment documentation.

Investment-property solution
Purchase
30-Year Fixed
See why it might fitReview required
Jumbo

Chase Jumbo Purchase Loan

Chase Jumbo Purchase Loan is a jumbo mortgage program for real estate investors seeking purchase financing where available, with financing above standard conforming loan limits.

Purchase
30-Year Fixed
See why it might fitReview required
Conventional

Chase Non-Delegated Community Lending Program

Chase non-delegated community lending execution for eligible primary-residence loans in designated correspondent census tracts.

Purchase
30-Year Fixed
See why it might fitReview required
Conventional

CHOICERenovation Purchase Loan

CHOICERenovation Purchase Loan is a conventional mortgage program for real estate investors seeking renovation financing where available, with the ability to finance eligible repairs or improvements.

Flexible-credit pathway
Renovation or construction use
Manufactured-home pathway
See why it might fitReview required
Conventional

Citi Correspondent HomeRun Program

Citi non-delegated community lending program for eligible LMI borrowers or properties in Citi assessment areas/LMI tracts.

First-time-buyer focus
Purchase
30-Year Fixed
See why it might fitReview required
FHA

FHA 203(k) Standard Renovation Loan

FHA 203(k) Standard Renovation Loan is an FHA-insured mortgage program for eligible borrowers seeking renovation financing where available, with the ability to finance eligible repairs or improvements, and FHA-insured financing with flexible qualifying guidelines.

Flexible-credit pathway
Renovation or construction use
Manufactured-home pathway
See why it might fitReview required
FHA

FHA Cash-Out Refinance

FHA Cash-Out Refinance is an FHA-insured mortgage program for eligible borrowers seeking cash-out refinance financing where available, with FHA-insured financing with flexible qualifying guidelines.

Flexible-credit pathway
Manufactured-home pathway
First-time-buyer focus
See why it might fitReview required
FHA

FHA Purchase Loan

FHA Purchase Loan is an FHA-insured mortgage program for eligible borrowers seeking purchase financing where available, with FHA-insured financing with flexible qualifying guidelines.

Flexible-credit pathway
Manufactured-home pathway
First-time-buyer focus
See why it might fitReview required
FHA

FHA Streamline Refinance

FHA Streamline Refinance is an FHA-insured mortgage program for eligible borrowers seeking streamline refinance financing where available, with FHA-insured financing with flexible qualifying guidelines.

Low- or no-down-payment potential
Flexible-credit pathway
Manufactured-home pathway
See why it might fitReview required
Jumbo

Flagstar Jumbo Express Purchase Loan

Flagstar Jumbo Express Purchase Loan is a jumbo mortgage program for real estate investors seeking purchase financing where available, with financing above standard conforming loan limits.

Purchase
30-Year Fixed
See why it might fitReview required
Conventional

Home Possible Purchase Loan

Home Possible Purchase Loan is a conventional mortgage program for eligible borrowers seeking purchase financing where available, with income-based eligibility or affordable-lending benefits.

Flexible-credit pathway
Manufactured-home pathway
First-time-buyer focus
See why it might fitReview required
Conventional

HomeOne Purchase Loan

HomeOne Purchase Loan is a conventional mortgage program for eligible borrowers seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Flexible-credit pathway
First-time-buyer focus
Purchase
See why it might fitReview required
Conventional

HomeReady Refinance

HomeReady Refinance is a conventional mortgage program for eligible borrowers seeking refinance financing where available, with income-based eligibility or affordable-lending benefits.

Flexible-credit pathway
Manufactured-home pathway
First-time-buyer focus
See why it might fitReview required
Conventional

HomeStyle Renovation Purchase Loan

HomeStyle Renovation Purchase Loan is a conventional mortgage program for real estate investors seeking renovation financing where available, with the ability to finance eligible repairs or improvements.

Flexible-credit pathway
Renovation or construction use
Manufactured-home pathway
See why it might fitReview required
Conventional

HomeStyle Renovation Refinance

HomeStyle Renovation Refinance is a conventional mortgage program for real estate investors seeking refinance financing where available, with the ability to finance eligible repairs or improvements.

Flexible-credit pathway
Renovation or construction use
Manufactured-home pathway
See why it might fitReview required
Conventional

RefiNow Refinance

RefiNow Refinance is a conventional mortgage program for eligible borrowers seeking refinance financing where available, with program-specific eligibility, pricing, and underwriting terms.

Flexible-credit pathway
Manufactured-home pathway
Rate & Term Refinance
See why it might fitReview required
Flexible income

1-Year Express Docs Purchase Loan

1-Year Express Docs Purchase Loan is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

1-Year Self-Employed Purchase Loan

1-Year Self-Employed Purchase Loan is a bank statement / non-QM loan program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

12-Mo 1099 Purchase Loan

12-Mo 1099 Purchase Loan is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

12-Mo Bank Statement Purchase Loan

12-Mo Bank Statement Purchase Loan is a bank statement / non-QM loan program for real estate investors seeking purchase financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Manufactured-home pathway
Purchase
See why it might fitReview required
Flexible income

24-Mo Bank Statement Purchase Loan

24-Mo Bank Statement Purchase Loan is a bank statement / non-QM loan program for real estate investors seeking purchase financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Conventional

97% LTV Conventional Purchase

97% LTV Conventional Purchase is a conventional mortgage program for eligible borrowers seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Flexible-credit pathway
Manufactured-home pathway
First-time-buyer focus
See why it might fitReview required
Conventional

97% LTV Conventional Refinance

97% LTV Conventional Refinance is a conventional mortgage program for eligible borrowers seeking refinance financing where available, with program-specific eligibility, pricing, and underwriting terms.

Flexible-credit pathway
Manufactured-home pathway
Rate & Term Refinance
See why it might fitReview required
Flexible income

Access Investor Cash Flow (DSCR) Program

Access Investor Cash Flow (DSCR) Program is a DSCR investor loan program for real estate investors seeking purchase financing where available, with qualification based primarily on rental-property cash flow rather than personal DTI.

Investment-property solution
Purchase
30-Year Fixed
See why it might fitReview required

The Program Index is a decision-support tool—not an approval engine.

Program availability, source versions, pricing, credit treatment, income calculations, loan limits, property rules, lender overlays, and required documents change. Do not rely on a card or filter as a final eligibility decision.

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