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ReviewMyMortgage Smart Program Index

Search by the problem you are trying to solve.

Explore consumer-facing mortgage programs, assistance options, and specialty paths. The index helps you ask better questions—it does not promise approval.

How to use the index

Filter by state, goal, or situation. Open a program to see why it may help and what still needs lender, agency, property, and documentation review.

Browse by program family

Start broad, then narrow the fit.

Active filters:Self-employed

22 possible program records

Results are informational and may include lender- or location-specific requirements.

Not sure how to filter? Start the assessment
Flexible income

1-Year Self-Employed Purchase Loan

1-Year Self-Employed Purchase Loan is a bank statement / non-QM loan program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

12-Mo 1099 Purchase Loan

12-Mo 1099 Purchase Loan is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

12-Mo Bank Statement Purchase Loan

12-Mo Bank Statement Purchase Loan is a bank statement / non-QM loan program for real estate investors seeking purchase financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Manufactured-home pathway
Purchase
See why it might fitReview required
Flexible income

24-Mo Bank Statement Purchase Loan

24-Mo Bank Statement Purchase Loan is a bank statement / non-QM loan program for real estate investors seeking purchase financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

Angel Oak - 1099 Income Loan

Angel Oak - 1099 Income Loan is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

Angel Oak - Asset Qualifier Mortgage Loan

Angel Oak - Asset Qualifier Mortgage Loan is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

Angel Oak - Business Bank Statement Elite

Angel Oak - Business Bank Statement Elite is a bank statement / non-QM loan program for real estate investors seeking purchase financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

Asset Qualifier Purchase Loan

Asset Qualifier Purchase Loan is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

Asset-Only Purchase Loan

Asset-Only Purchase Loan is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Conventional

Homebridge Wholesale Access Alt Doc Program

Homebridge Wholesale Access Alt Doc Program is a conventional mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Flexible-credit pathway
Alternative income documentation
Purchase
See why it might fitReview required
Flexible income

NewRez SmartEdge 1-Year Self-Employed Refinance

NewRez SmartEdge 1-Year Self-Employed Refinance is a bank statement / non-QM loan program for real estate investors seeking refinance financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Rate & Term Refinance
30-Year Fixed
See why it might fitReview required
Flexible income

NewRez SmartSelf 12 Mo 1099 Cash-Out Refinance

NewRez SmartSelf 12 Mo 1099 Cash-Out Refinance is a portfolio mortgage program for real estate investors seeking cash-out refinance financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Cash-Out Refinance
30-Year Fixed
See why it might fitReview required
Flexible income

NewRez SmartSelf 12 Mo 1099 Refinance

NewRez SmartSelf 12 Mo 1099 Refinance is a portfolio mortgage program for real estate investors seeking refinance financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Rate & Term Refinance
30-Year Fixed
See why it might fitReview required
Flexible income

NewRez SmartSelf 12 Mo Bank Statement Refinance

NewRez SmartSelf 12 Mo Bank Statement Refinance is a bank statement / non-QM loan program for real estate investors seeking refinance financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Rate & Term Refinance
30-Year Fixed
See why it might fitReview required
Flexible income

NewRez SmartSelf 24 Mo 1099 Cash-Out Refinance

NewRez SmartSelf 24 Mo 1099 Cash-Out Refinance is a portfolio mortgage program for real estate investors seeking cash-out refinance financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Cash-Out Refinance
30-Year Fixed
See why it might fitReview required
Flexible income

NewRez SmartSelf 24 Mo Bank Statement Refinance

NewRez SmartSelf 24 Mo Bank Statement Refinance is a bank statement / non-QM loan program for real estate investors seeking refinance financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Rate & Term Refinance
30-Year Fixed
See why it might fitReview required
Flexible income

P&L Purchase Loan

P&L Purchase Loan is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

PRMG Prime Connect 12-24 Bank Statement Cash-Out Refinance

PRMG Prime Connect 12-24 Bank Statement Cash-Out Refinance is a bank statement / non-QM loan program for real estate investors seeking cash-out refinance financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Cash-Out Refinance
30-Year Fixed
See why it might fitReview required
Flexible income

PRMG Prime Connect 12-24 Bank Statement Program

PRMG Prime Connect 12-24 Bank Statement Program is a bank statement / non-QM loan program for real estate investors seeking purchase financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

PRMG Prime Connect 12-24 Bank Statement R&T Refinance

PRMG Prime Connect 12-24 Bank Statement R&T Refinance is a bank statement / non-QM loan program for real estate investors seeking refinance financing where available, with alternative income documentation for self-employed borrowers.

Alternative income documentation
Rate & Term Refinance
30-Year Fixed
See why it might fitReview required
Flexible income

PRMG Prime Connect 12-24 P&L Purchase

PRMG Prime Connect 12-24 P&L Purchase is a portfolio mortgage program for real estate investors seeking purchase financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Purchase
30-Year Fixed
See why it might fitReview required
Flexible income

PRMG Prime Connect 12-24 P&L R&T Cash-Out

PRMG Prime Connect 12-24 P&L R&T Cash-Out is a portfolio mortgage program for real estate investors seeking cash-out refinance financing where available, with program-specific eligibility, pricing, and underwriting terms.

Alternative income documentation
Cash-Out Refinance
30-Year Fixed
See why it might fitReview required

The Program Index is a decision-support tool—not an approval engine.

Program availability, source versions, pricing, credit treatment, income calculations, loan limits, property rules, lender overlays, and required documents change. Do not rely on a card or filter as a final eligibility decision.

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Educational estimates and program information only. LoanBot does not make credit decisions or promise approval, pricing, savings, or program availability. Final eligibility, terms, costs, and documentation are determined by a licensed mortgage professional and the applicable lender, agency, or investor.

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